Just checking on you text messages
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If you have fallen victim to a text scam or provided information you shouldn’t have, it’s important to act quickly to limit any potential damage.įor instance, contact your financial institution immediately and the credit bureau to ensure they don’t give out your contact or credit card information.Īlso, you should report the scam to your local police department and the Canadian Anti-Fraud Centre. On an individual basis, people typically lose between $1,800 to $4,500 in these various scams.
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If you need to provide information on a website, be sure it is a website that has https//: in its URL or internet address.įurthermore, if you are unsure of whether a particular text message is legitimate, your best move is to phone the sender to confirm the authenticity of the message before providing any information or responding. You should never enter your personal or banking information into a text message, or onto any unverified website. The most important thing to remember is that responsible companies will never ask you to reply to a message with your personal or banking information, or tell you to click on a link.
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This fraud uses text messages, email messages and free online classified websites such Kijiji, Craigslist, Monster and Workopolis to recruit potential victims.Ĭonsumers answer a text message ad to become a mystery shopper. The fake employer then sends a letter with shopping tasks to be completed at a store by the potential mystery shopper.
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One of the more recent scams, this ploy aims to trick people into giving up their Apple account password and, from there, hackers can easily access your bank account details, your location and / or other information.
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In phishing scams, the texts or emails appear to be from well-known companies, social websites, banks, online payment processors or IT administrators and are commonly used to lure unsuspecting victims. Phishing scams are attempts to obtain usernames, passwords, and credit card details for malicious reasons by pretending to be a trustworthy, legitimate business. The technology allows scammers to pretend to be a bank, an email provider or another legitimate company simply by using their name in the text message. OverviewĪ text scam is any type of unsolicited electronic message that attempts to obtain personal information about your identity, online accounts, or money.Ī major problem with text scams is how easy it is to appear to be someone else over text.
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Protect your personal information from identity theft, and learn what to do if you think someone is using your identity, or download an Identity Theft tip sheet for ways to protect your information.